

Money Isn't Math. It's Behavior
Your Money has
a Story.
Hilio helps you
make sense of it.
Your financial clarity is one tap away
Hilio analyzes your spending patterns, reveals insights you’ve never noticed, and helps you make smarter financial decisions.
Smart Spend Analysis
Hilio reads your transactions and spots patterns you’d never catch alone — spikes, habits, emotional spending, routine anchors.
Peer Group Comparisons
See how your spending compares to people your age, in your city. Anonymous, real-world context that grounds your decisions.
Weekly Personalized Insights
Actionable, bite-sized takeaways delivered every week. No jargon. No lectures. Just clarity you can use instantly.
Personalized Insights Feed
A timeline of your financial behavior showing what changed, why it changed, and what it means.
We've got the answers!
“Is my rent high compared to others in my city with a similar income?”
We've got the answers!
“Do I spend more on dining-out than others may age?”
We've got the answers!
“Why does my spending always spike at the end of the month?”
We've got the answers!
“Are my savings on track for someone at my income level?”








